4G LESSON FROM A BANKER

A banker is not supposed to be a teacher but I as a banker like to share my experience.
The old saying  goes that you should cut your coat according to your cloth.Similarly I also request you to spend  to the extent you earn.In some exceptional circumstances,You may have to borrow but borrow what you can repay and with a firm time schedule.Never give a false promise to your lender.It is better to beg in a railway station than to default in your commitment A person who can not turn his promise into commitment  is even inferior to a beast either financially or otherwise.Hence promise what you can commit.Choice is yours but consequences  of your choice is not yours.