The language of law

*The language of SriPattanaik chief manger law bangalore of union  bank of India

*Professor:* if you have to give an orange, what will you say?

*Student:* take this orange.

*Prof:*  No. Tell like a lawyer.

*Student:* I Ramakrishna son of Satyamurthy resident of Bangalore, Karnataka do here by solemnly affirm and voluntarily and consciously declare out of my volition and without any fear or favour or pressure or undue influence that I'm giving this fruit called orange on which I have absolute right, title and interest along with its peel, juice,seed and pulp.
I am also giving you absolute and unqualified right and interest to cut, peel,store in freezer or eat it.
You will also have the right to give this along with its peel, juice,seed or pulp to any one whosoever.
I further declare that I will be solely responsible and liable for any dispute till today pertaining to this orange. And after this conveyance today, my relationship  with this orange will cease to exist.

*Prof:* My lord, where is your feet....
😛😛😛

THE VALUE LESS JOURNEY

Ant and Wealthy man

Truly Superb and a Big Eye opener.....

One Sunday morning, a wealthy man sat in his balcony enjoying sunshine and his coffee when a little ant caught his eye which was going from one side to the other side of the balcony carrying a big leaf several times more than its size. The man watched it for more than an hour. He saw that the ant faced many impediments during its journey, paused, took a diversion and then continued towards destination.

At one point the tiny creature came across a crack in the floor. It paused for a little while, analyzed and then laid the huge leaf over the crack, walked over the leaf, picked the leaf on the other side then continued its journey.

The man was captivated by the cleverness of the ant, one of God’s tiniest creatures. The incident left the man in awe and forced him to contemplate over the miracle of Creation. It showed the greatness of the Creator. In front of his eyes there was this tiny creature of God, lacking in size yet equipped with a brain to analyze, contemplate, reason, explore, discover and overcome. Along with all these capabilities, the man also noticed that this tiny creature shared some human shortcomings.

The man saw about an hour later the creature had reached its destination – a tiny hole in the floor which was entrance to its underground dwelling. And it was at this point that the ant’s shortcoming that it shared with the man was revealed. How could the ant carry into the tiny hole the large leaf that it had managed to carefully bring to the destination? It simply couldn't!

So the tiny creature, after all the painstaking and hard work and exercising great skills, overcoming all the difficulties along the way, just left behind the large leaf and went home empty-handed.

The ant had not thought about the end before it began its challenging journey and in the end the large leaf was nothing more than a burden to it. The creature had no option, but to leave it behind to reach its destination. The man learned a great lesson that day.

Isn't that the truth about our lives?

We worry about our family, we worry about our job, we worry about how to earn more money, we worry about where we should live – 5 bedroom or 6 bedroom house, what kind of vehicle to buy – a Mercedes or BMW or a Porsche, what kind of dresses to wear, all sorts of things, only to abandon all these things when we reach our destination – The Grave.

We don’t realize in our life’s journey that these are just burdens that we are carrying with utmost care and fear of losing them, only to find that at the end they are useless and we can’t take them with us.....

LID TO BE BLOWN OFF

A gentleman died intestate leaving behind his wife and one married daughter and three sons.He had some fixed deposits with a nationalised bank.And suitable nomination was made in respect of two of his sons.
After the death of the gentleman,his wife became the the surviving depositor who also did not alter the nomination details.All the nomination form DA 1were jointly signed by  both the depositors and after the death of husband no other forms DA 2 or  3 were executed by the deceased wife to alter the nomination.The wife too died shortly after that.
Meanwhile one of the son and nominee of few deposits received a letter from  his brother containing a format for special power of attorney  in  favour of his sister  authorising her to withdraw the money from the bank.That brother who was away at that time to a far flung place from Kolkata signed it and sent it back by post.The specific power of attorney was Notorised in Kolkata at a subsequent date.The  bank(not our bank) paid the entire amount of the savings and fixed deposits amount on the basis of specific power of attorney without insisting for the signatures of all the legal heirs on the death claim form and without taking cognisance of the nomination to the daughter of the deceased/sister of all other surviving legal heirs. Now the moot question comes whether the action of the bank to make payment to a  person other than the person named as nominee on the basis of an unregistered power of attorney is correct especially in view of the following points:--
1 whether nomination can be superceded by an unregistered power of attorney?
,2.Even for argument's sake if the answer to the above is affirmative,whether the payment to a person other than that the one whose name was mentioned as a nominee is proper?
3.what does constitute the bank to discharge it's liabilities by making payment to the nominee or specific power of account holder and whether the signatures of all the surviving legal heirs are necessary?
4 what is the legal position of the nominee and legal heirs?whether the legal position of the nominee changes if the nominee is one of the legal heirs too!
5whether this is a civil case or a criminal case having criminality
6.whether the bank is liable to make the payment to the demanding nominee and if so what is the amount and whether interest at FD rate is to be paid from date of payment till redressing of the demand.who was and is supposed to pay tax on the interest amount from the date of payment I.e. specific power of attorney holder or legal survivors or the person who got it!
The case has not as yet come to a logical conclusion  but lot of things have been unearthed by making application under RTI. Act and the lid is expected to be blown off shortly making the lives of several bank officials miserable.Meanehile I post the same thing for the knowledge of my friends so that they do not become an innocent victim of friendship or  a part unlawful customer service. It is a very interesting case and likely to be investigated by the premier investigation agency of our country.
Meanwhile please read it and make your valued comments .we shall make you posted with the developments from time to time

I

A bearer cheque is always bearer

Once upon a time ..a small boy named Peter lived in a tiny Moroccan village.

All his classmates hated him for his stupidity especially his teacher who was always yelling at him "you are driving me crazy, Peter"...

One day his mother went to check out how he is doing at school and the teacher told her honestly that her son is simply a disaster, getting very low marks and never had she seen such a dumb boy in her whole career...

The mother could not accept such a feed back and she took her son out from that school. she even shifted to another city ...

25 years later, that teacher got a cardio disorder and all the doctors advised her to go for an open heart operation which only one surgeon could perform..

Left with no other choice she did it and the surgery was successful ...

when she opened her eyes, she saw a handsome doctor smiling at her, being under anesthesia effect, she wanted to thank him but could not talk, in turn, he was staring at her face which started turning blue.

She was raising her hand trying to tell him some thing but in vain and eventually died...

The doctor was shocked and was trying to understand what just happened, till he turned back and saw Peter working as a cleaner in that hospital who unplugged the ventilator to connect his vacuum cleaner......     

If you were thinking  that Peter became a doctor, it's because you have been watching too many Indian movies, serials or have read too many motivational fowarded messages...😂

Peter is Peter . 😆

RE START

I AM GRATEFUL TO ALL MY SENIORS AND MY CUTE JUNIORS  FOR TOLERATING MY IDIOTIC ACTIONS AND BEHAVIOR  FOR A LONG PERIOD OF 39 YEARS IN MY ESTEEMED BANK.I AM REALLY OBLIGED TO MY MANAGEMENT TO TRANSFER ME ACCROSS THE LENGTH AND BREADTH OF THE COUNTRY AND IN VARIOUS POSITIONS on  32 OCCASIONS.ULTIMATLY  MY TIME CAME TO SAY ADIEU.EVERY BODY ENCOURAGED ME  BUT I SHALL BE FAILING IN MY DUTIES IF I DO NOT MENTION FEW NAMES.
FIRST MY DAUGHTER MS.CHANNDNI WHO USED TO SAY DAD YOU ARE NOT SO OLD TO TAKE RETIREMENT. THAT EMBOLDENED ME.
SECOND I AM AN ORDINARY PERSON WITH VERY LITTLE EDUCATION. BUT MY JUNIOR FRIEND SIMON GOES TOLD ME YOU ARE EXCEPTIONAL
HE PREPARED MY RESUME WITH A PROFESSIONAL TOUCH.THUS AN IRON WAS MADE TO BE A GLITTERING GOLD WITH AN EXCEPTIONAL RESUME OF A COMMON MAN LIKE ME.HE ALSO TOOK THE PAIN TO SEND IT TO VARIOUS PLACES.
I STARTED GETTING CALLS FROM VARIOUS PLACES AND I WAS SEVERELY SICK.MY CUTE FRIEND FROM CHENNAI MS Sandhya Pratheep.GAVE ME CONTINUAL ENCOURAGEMENT AND I WAS TEMPTED.
LAST  BUT NOT LEAST WHEN IT CAME TO TO THE ULTIMATE POINT TO SEND IT WITH SOME MODIFICATIONS MY ANOTHER LITTLE FRIEND WHOM I STOPPED TALKING  CALLED ME IN SPITE OF HAVING TERMED HER TERRORIST/EGOIST AND ASKED ME SIR I WILL DO THE NEEDFUL.AND SHE IS Siniba Sujith.AND SHE DID IT PERFECT

RESULT I HAVE BEEN APPOINTED AS HEAD OF EASTERN ZONE OF A MULTI NATIONAL.BUT MORE IMPORTANTLY I HAVE BEEN APPOINTED AS ADJUNCT VISITING FACULTY HAVING MORE THAN 20 YEARS OF EXPERIENCE IN THE INDUSTRY WITH A NATIONAL.CUM INTERNATIONAL MANAGEMENT INSTITUTE
THE TIMINGS ARE SUCH BOTH CAN BE DONE CONCURRENTLY.I D0ONT KNOW WHETHER I HAVE THAT CAPACITY TO UNDERTAKE THE RESPONSIBILITIES.BUT I WILL HAVE TO DO TO PROVE THE CONFIDENCE REPOSED ON ME.
I AM INDEBTED  TO MY DAUGHTER AND MY CUTE FRIENDS NAMED AS ABOVE IN PARTICULAR.I KNOW THE DEBT CAN NOT BE REPAID EVEN BY BLOOD BUT CAN BE ACKNOWLEDGED WHICH I AM DOING NOW
FINALLY I WOULD LIKE TO SAY I AM OLD AND A PATIENT OF HIGH BLOOD PRESSURE  AND DONT TAKE MY FIRINGS IN LITERAL SENSE

Meaningful meaningless words

Some new words for you all.

If you are fascinated by words, this post is for you😀
Did You Know These Everyday Things Had Names?

Glabella - The space between your eyebrows is called a glabella.

Petrichor - The way it smells after the rain is called petrichor.

Aglet - The plastic or metallic coating at the end of your shoelaces is called an aglet.

Barm - The foam on beer is called a barm.

Wamble - The rumbling of stomach is actually called a wamble.

Vagitus - The cry of a new born baby is called a vagitus.

Tines - The prongs on a fork are called tines.

Phosphenes - The sheen or light that you see when you close your eyes and press your hands on them are called phosphenes.

Box Tent - The tiny plastic table placed in the middle of a pizza box is called a box tent.

Overmorrow - The day after tomorrow is called overmorrow.

Minimus - Your tiny toe or finger is called minimus.

Agraffe - The wired cage that holds the cork in a bottle of champagne is called an agraffe.

Vocables - The 'na na na' and 'la la la', which don't really have any meaning in the lyrics of any song, are called vocables.

Interrobang - When you combine an exclamation mark with a question mark (like this ?!), it is referred to as an interrobang.

Columella Nasi - The space between your nostrils is called columella nasi.

Armscye - The armhole in clothes, where the sleeves are sewn, is called armscye.

Dysania - The condition of finding it difficult to get out of the bed in the morning is called dysania.

Griffonage - Unreadable hand-writing is called griffonage (Are you reading this dear doctors?)

Tittle - The dot over an “i” or a “j” is called tittle.

Crapulence - That utterly sick feeling you get after eating or drinking too much is called crapulence.

Brannock Device - The metallic device used to measure your feet at the shoe store is called Brannock device.

Farewell message with incredible english

On 30th April I had the opportunity of attending retirement function of one of our  senior executives who was present along with his wife as custom and rituals of our bank.
After every body spoke to the best of their ability to highlight the contribution of Munna sir and ultimately the turn of Munna sir came to address the meeting as his farewell message.
He started as follows "you people love me and called(as if they will never call him respected) me respected MUNNA BERA sir   but to day not only your respected Bera sir is present but MY WIFE MADAM  MRS BERA SIR(NOTE THE GENDER SIR )IS ALSO PRESENT. THERE HAS BEEN A RIOT OF LAUGHTER AND MR.MUNNA BERA FELT VERY HAPPY.IS  IT CALLED OUTRAGING THE MODESTY OF ENGLISH.
N.B.THE NAMES HAVE BEEN CHANGED BUT SURELY SOME OF MY COUREGIOUS FRIENDS WILL VOUCH FOR THE AUTHENTICITY OF THE INCIDENT

EXPECTATIONS

Always  be grateful  but never expect gratitude from others.This is a  fact beyond any iota of doubt but the heart which defies all logic cannot accept the fact that the person you once loved and sacrificed everything without any expectation simply ignores or fails to accept  your good willingness    on the pretext of being insecured(Danab) by your presence,Your heart is bound to bleed and you are to endure as there is no cure.you can  not force any body especially your so called near and dear ones  to listen to the silent weeping of your heart.

A LESSON FROM A BANKER

A banker is not supposed to be a teacher but I as a banker like to share my experience.
The old saying  goes that you should cut your coat according to your cloth.Similarly I also request you to spend  to the extent you earn.In some exceptional circumstances,You may have to borrow but borrow what you can repay and with a firm time schedule.Never give a false promise to your lender.It is better to beg in a railway station than to default in your commitment A person who can not turn his promise into commitment  is even inferior to a beast either financially or otherwise.Hence promise what you can commit.Choice is yours but consequences  of your choice is not yours.

BLOOD RELATION

           
My better half as usual was lamenting about her bad luck of being tied to wed lock with me for various reasons.she lamented , inter alia, that her career and future have been doomed for ever because of her marriage with a good for nothing guy like me.I was also nodding my head on both sides in agreement to what she said. Ultimately she came to the conclusion that she would have been much more happier if she would have been married even to a Demon.I cold not bear any more and exclaimed"How come a marriage be solemnised in the same blood relation or within the same family" In no time I am back to my sick bed reeling in unbearable pain. Concluded.
P.S. Friends don't worry.My wife is taking enough care of me applying balm to my burns and wounds, measuring my temperature at regular intervals and sponging to the unhurt portion(notwithstanding very few spaces are left unhurt) I am hopeful to be back on my feet by Monday to mark my attendance to the office.

COMMAND

I have recently purchased a lap top.I spend my time with it during my leisure time  mainly on Google and face book etc.My wife also got attracted to it.one day while she was busy with the laptop, it got hung up due to power fluctuations. My wife complained to me"see your computer is not responding to my command".I simply said "Darling it is not your husband who  obeys all your commands" Good god.Dont worry. I am recovering fast from my severe injuries. Concluded.